virtual prepaid card uk

Virtual Prepaid Card (UK)

No credit checks. Guaranteed approval.

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Stay safe with the ScribePay virtual prepaid card (UK)

virtual prepaid card uk

Manage subscriptions

Use a dedicated virtual card for all your recurring subscriptions and quickly stop unwanted auto-renewals or price increases without ditching your main bank card.

Stay in complete control

You can instantly lock—and unlock—your virtual card from your phone at any time to prevent fraud and unwanted subscriptions. Our platform uses strong encryption to keep peace of mind.

Get instant access

Why wait 3-5 working days to receive your card in the post? Start using your virtual card instantly in the app. All you need to do is update the payment details with merchants, and you are good to go.

Instant push notifications

Get instant notifications when an unwanted payment is made on your account. Approve or decline the payment in real-time through encryption.

3D Secure, the right way

Receive a one-time password in the app for extra security against fraud and protection against online purchases. Learn more

What are virtual prepaid cards?

A Virtual Prepaid card is a 16-digital card number that consumers can use to pay for most things online.

The Prepaid card is completely digital, so there’s no physical card. It is designed to protect your privacy and keep your personal information safe while online.

With the Scribepay Virtual prepaid card, you get one secure card number generated in the app, expiration date, and security code to protect your actual account number from being stolen during a breach or overcharged on subscription-based services.

What are differences between virtual prepaid, debit and credit cards?

Prepaid cards are loaded with a set amount of funds, which can be used to make purchases. When the bank balance is depleted, the virtual card must be reloaded.

Debit cards are linked to your bank account, allowing you to make online purchases or withdraw cash using funds that you have already deposited. You will have the ability to add funds to the bank account by paying online or visiting a bank in store. It can be argued debit cards are more secure or ‘safe’ as any transactions will not incur interest fees as long as you don’t go into an overdraft.

Credit cards are a type of loan. You can use credit cards to make purchases or withdraw cash up to your credit limit. However, you will be required to repay the full amount plus interest and fees if you do not pay off your balance in full each month.

As you can see, prepaid, debit and credit cards all have their own advantages and disadvantages.

What are differences between prepaid, debit and credit cards?​

Prepaid cards are loaded with a set amount of funds, which can be used to make purchases. When the balance is depleted, the card can be reloaded.

Debit cards are linked to your bank account, allowing you to make purchases or withdraw cash using funds that you have already deposited.

Credit cards, on the other hand, are a type of loan. You can use a credit card to make purchases or withdraw cash up to your credit limit. However, you will be required to repay the full amount plus interest and fees if you do not pay off your balance in full each month.

virtual prepaid card uk

Advantages of using the ScribePay virtual card prepaid card (UK)

  • Track your subscriptions in real time - Merchants, categories, due dates, frequency, and more, the minute you subscribe.
  • Control your subscriptions - With our unique approve or decline payments technology.
  • End wasteful subscriptions - See the subscription and cancel in the app with two-clicks.
  • Try any free trial with no fear - ScribePay will manage all renewal alerts before money leaves your account.
  • Set budgets - Tell us (app) how much you want to pay for a subscription and will instantly tell you how much you need to budget monthly.
  • Increased security - The Virtual card is in a vault accessed only through your biometrics. Plus, you can't lose your card or have it physically stolen, which reduces the risk of fraud.
  • Instant push notifications - Get notified when a payment is pending on your account.
  • Instant access - Guaranteed approval, no credit check, no need to wait for a card in the mail.

I love my digital bank but one thing I’ve always struggled with has been tracking all the subscriptions I use, both personally and for business. Free trials keep my costs down but it’s annoying when I forget about them and get billed. The ScribePay virtual prepaid card (UK) has been invaluable to me by making sure I never pay for something I don’t want!

harry scribepay
Harry James
Tottenham

To access the ScribePay instant virtual prepaid card (UK), simply

No credit checks. Guaranteed approval.

Save up to £2000 a year on forgotten and unwanted subscriptions with the ScribePay virtual prepaid card (UK)