Subscription Management

Let’s dive under the hood and see how ScribePay saves you money.

Take control of your subscriptions

We believe in the power of visibility to aid financial inclusion. Over £2bn is lost annually in unwanted subscriptions and there’s got to be a better way. Start your journey by tracking with our free app.

Stay on top of your spending

Get a clear breakdown of your subscriptions to see where your money is going and how to improve. We’ll notify you on every activity that needs your attention so you’re never caught off guard.

Real-time alerts keep you informed

ScribePay will notify you about upcoming subscriptions or when your balance is low to help you avoid missing subscription renewals.

Supercharged control at your fingertips

ScribePay lets you approve or decline auto-renewals in real time. preventing you from falling in subscription traps.

Spending insights to help you budget

Instantly know how much you spend on subscriptions every month. Divide yearly subscriptions so you know how to budget.

Subscriptions with no hidden fees

Say goodbye to unwanted fees when you pay with ScribePay.


Subscriptions should be easy

Tired of hidden subscription renewals? Gain visibility using ScribePay.

We provide a single source of truth to help you view & manage all your subscriptions. That way you know exactly where your money is going.

Unwanted charges should be banned

Use your ScribePay virtual card to pay for your subscriptions and never get caught off guard with renewals.

Instant notification—sneaky price increases

Signed up for a 3 months subscription at £1 and then hit with a £50 bill 4 months into your subscription? No more of this, we notify you of the price increase and you approve the increase at the tip of your finger.

Secure virtual card

Virtual cards work the same way as your physical card- we just don’t cut down trees to create a card and send it to you via post for you  to only use it via your phone. We make it simple, it just stays in your digital wallet on your phone. Secured by encryption, making sure only you can authorise any online payments.

What's the difference between a virtual card, physical card and single-use virtual card?

The ScribePay ‘Virtual card’ is stored on your phone and can be used for all online payments including digital subscriptions. It has its own unique 16 digital card number, expiry date and CVC. A physical card is the same as a virtual card but in physical form. You always need a pin number to withdraw cash and can be used with Apple pay or google pay for mobile payments. Single – use Virtual card can only be used once where you are not sure of the merchant or don’t want to expose yourself to fraud.

Benefits of a virtual card

Manage subscriptions

Use a dedicated virtual card for all your recurring subscriptions, and easily Stop unwanted Auto-renewals or price increases without leaving your main bank card.

Stay in control

You can instantly lock—and unlock—your virtual card from your phone at any time through encryption to prevent fraud and unwanted subscriptions.

Instant access

Why wait for 3-5 working days to receive your card in the post- start using your virtual instantly in the app. All you need to do is update the payment details with merchants and your are good to go!

Your safety is paramount to ScribePay

Cutting-edge technology, e-money safeguards and 24/7 support if you need us urgently. Just a few of the reasons customers trust us to keep their money safe.

scribepay features

Instant Push notification

Get instant notifications the moment an unwanted payment has been made on your account. Approve or decline the payment in real-time through encryption.

3D secure done the right way

Receive one time password in app for extra security against fraud and protection against online purchases.

E-Money safeguards

When you add money, the equivalent value of e-money is added into your ScribePay Account. Your money is never lent to anyone else. This is called safeguarding and helps to protect you and your money. If the E-Money Issuer were to become insolvent, your funds are protected and repaid to you from their ring-fenced accounts. Learn more on how your money is protected in customer terms and conditions.

Instant access

Why wait for 3-5 working days to receive your card in the post- start using your virtual instantly in the app. All you need to do is update the payment details with merchants and your are good to go!

ScribePay instant payment

Receive money instantly through the UK faster payments network and top up your account in seconds. Plus enjoy unlimited instant money transfer between ScribePay accounts (friends and family).

Instant bank transfers

Ready to get started? After signing up, instantly top up your account  for free by accessing your UK dedicated sort code account number and sign into your own bank account to move money. You can also set up standing orders to your Scribepay account and never worry about missing payments.

Top up your via Card

Don’t want to leave the app? After signing up, instantly top up your account with your debit or credit card and start spending immediately. There is a 3% surcharge for this option. So if you transfer £10, the amount deducted from your card will be £10:30. Please refer to our fees for more details.

No more unclear foreign payments

The ScribePay app lets you check how much it will cost you in pounds for international payments. You can simply check how much through our in app FX calculator. Still want to know more after the transaction has occurred? You can simply click on the transaction and information will be presented to you instantly.

scribepay features

Help us save you hundreds of pounds every year in unwanted subscription payments

Download the ScribePay app on iOS or Android and join people from all over the UK that have taken control of their subscriptions.