ScribePay’s virtual card and App can help you stick to a streaming budget and avoid unwanted charges.
Nothing in life is really free. When a streaming service offers you a 1-month free trial or a reduced fee to try the service, they hope you forget to cancel the service post the discount period. Even if you remember to cancel, they now have your data and can market to you.
Subscriptions are here to stay, but we believe there is a better way: Instead of using your regular bank card to pay for subscriptions, sign up with the virtual card through ScribePay. With this service, you get a dedicated e-money wallet and virtual card that you can use for subscriptions and online payments, letting you avoid unwanted charges when a promotional period is over and fraud.
There are always deals when it comes to subscriptions. Our Marketplace features some of the latest subscription services and eligible Cash back when you use your ScribePay virtual Card to pay. Right now, for instance, Disneyplus is offering a 75% discount for new subscribers for 1 month until the 19th of September. New Subscribers will pay £1.99 for one month instead of the standard £7.99 monthly subscription fee. The ScribePay virtual card would prevent Disneyplus from charging you any more than that amount, so you can rest easy knowing you won’t get auto-billed at the regular £7.99 fee without your permission.
How to use ScribePay virtual card for streaming services
Here’s how to use the ScribePay Virtual Card and App.
- Head to ScribePay App available on Apple and Android
- Download the app and get started
- Enter your email address, create a password, and then check your email to verify your account.
- Upgrade to premium and instantly get your virtual card and e-money wallet
As part of ScribePay Premium, you’ll need to enter your name, address, phone number, and payment card to take your first membership fee. That might seem unnerving, but it’s necessary as we are now providing you with a financial product and need money to keep up with the innovation.
After providing those details, you will instantly get your virtual card and dedicated e-money wallet. You can top up your wallet using FasterPayment. You get a dedicated account number and sort code, so any money you transfer is guaranteed to enter your account.
Once you’ve spotted a subscription, simply tap on the card in the app to release and copy and paste the card number, expiration date, and CVV2 number into your streaming service’s payment form, and leave worries about unwanted payments to us. We will send you notifications a few days before the free trial is due to change to a paid trial. If you forget, when the merchant attempts to charge you, we will notify you to approve or decline in real-time.
Manage your subscriptions from one app.
Say goodbye to forgotten missed trials, missed payments and unwanted charges.
Manage your subscriptions from one app.
Say goodbye to forgotten missed trials, missed payments and unwanted charges.
Controlling your streaming service with ScribePay
With ScribePay, there is one virtual card and app for all your subscriptions and online payments. When you pay for a subscription, we automatically track the subscription. In the app, you have the option to add a description to the subscription and set the amount you are willing to pay on a monthly basis. This is your rule, and we will never deviate from this rule except if you update this within the app.
- How long is the trial is for
- limit amount after the subscription (its ok if you say £0)
- Track and you all done
More uses for virtual card
You can use the virtual card across any subscription, it does not have to be a streaming service.
As of this writing, for instance, the times is offering a 50% discount for up to a year on this digital subscription for £12 per month and we expect more deals as we approach black Friday in November and Christmas. For each service that’s offering a discount, simply tap on the virtual card in the app to release and copy and paste the card number, expiration date, and CVV2 number into the payment form, and leave worries of forgetting and unwanted payments to us.
ScribePay is not just for discounts, you can use this for online payments and regular-priced services. Paying with your standard card can expose you to unwanted payments. Using ScribePay virtual card will detect payments before they hit your account. This is evident with the example below where Amazon Music premium subscription was blocked, instantly saving £9.99 per month.
ScribePay creates ONE virtual card that you can use for subscriptions and online payments. We don’t need to create multiple virtual cards as you get all the same controls with one virtual card. For the Virtual card, e-money wallet, and controls we charge a membership fee of £4.99 per month, plus some extra cash back on eligible subscription services.
ScribePay vs. other options
ScribePay isn’t the only way to control your streaming or subscription spending.
I recommend you cancel the service immediately after you sign up so that you don’t fall into a subscription trap. However, most subscription providers are waking up to this by limiting use if you cancel immediately. Plus, this is only viable if you trust the provider will not charge even if you cancel.
You can use money management apps like Emma finance and Snoop. Using open banking data they can capture all your subscription spending and present this in one view. The only problem, is you have already been charged and trying to pick up the crumbs by taking control.
By comparison, using ScribePay is pretty easy once you’ve gone through the initial setup—it is one virtual card for all your subscriptions. The second you use the card to pay online and subscribe to a service, we guarantee you will never pay for a service you don’t approve of—and it’s extremely satisfying to see in action.
